My first is in horse but not in pony.
My second is in coyote but not in jackal.
My third is in shrew and also in vole.
My fourth is in panda but not in bear.
My last is in baboon but not in monkey.
What am I?

In a day there are 60 x 60 x 24 seconds = 86,400 seconds.

In 10 years there are 10 x 365 x 24 hours = 87,600 hours, which even without the leap years is already the larger number.

Puzzle 408

These two sets of five clues each leads to five words that only differ by one vowel (the vowel is a, e, i, o or u, but not necessarily in that order). What are the words?

Small robot.
Small part.
On the contrary.
Nocturnal mammal.
Wager.

Struck.
Heated.
Straw dwelling.
A head warmer.
Not cold.

As there were 9 packs in total, we each received 3 packs.

The first person therefore gave me 1 pack, and the second person gave me 2 packs.

So the money had to be shared in the same ratio, 1:2.

Puzzle 410

Using the BrainTracker grid below, how many words can you find? Each word must contain the central A and no letter can be used twice. The letters do not have to be connected. Proper nouns are not allowed, however, plurals are. Can you find the nine letter word?